WE STRONGLY RECOMMEND AN, ANY REASON CANCELLATION INSURANCE POLICY, TRIP INSURANCE FOR THE ENTIRE GROUP INCLUDING AIRLINE TICKETS AND THE HOME. You have to include 100% of non refundable cost for the insurance to work. BUY THIS SEPARATE FROM CSA INSURANCE. After you book the home and airline tickets, Must be done in 13 days!! THINGS HAPPEN! MOST STANDARD POLICES ONLY COVER IF YOU OR SOMEONE IN YOUR IMMEDIATE FAMILY HAVE DIED OR ARE SICK. NOTHING ELSE! THIS IS CSA TYPE POLICY. If you require immediate assistance please contact us.